Yes, all three of our children have taken an interest in investing now that they have retirement accounts. Our youngest is a freshman in college and is now considering a career in finance. It was fun to help my oldest daughter set up her 401k and Roth contributions when she got her first job post college graduation. I made her save 13% and she also gets a 50% match on the first 6%. She was shocked to find out what compound interest can do over a 40 year time frame at 9.4%. $45k turns into $6MM saving 16% of a $66k salary.about 5 years ago I decided my retirement savings was suffecient so I shared with my childern that I would fund there ROTH IRA to the amount they made in a given year. I was not thinking wealth transfer rather teaching and the joy of savings. If I drop 6k into an account, I invest 500/month into an index fund and I have them look at the account balance that mindless emotionless investing has on them once a year. I want them to think this vs chasing hype cycles like they can beat the market long term. No, you can't beat markets long term but you can squander your money and you don't need to do any of this. I don't need to hit a driver on a 124y par 3 either even if it will go further
as I've continued to work, now I look at these funds a a portion of wealth transfer. I'd rather them grow into managing money then just inherit it then blow it on things that don't matter.
ps. and the stock transfer thing is great for those that own stock vs mutual funds! another great teaching tool in that they simply need to hold it even if they take the dividends as income
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